Fees and Charges - MITC
- Applicable from 10th September, 2020
| Sr. No. | Description | Fees / Charges Applicable exclusive of GST |
|---|---|---|
| a | Application Fees (IMD) – Non-refundable | Rs. 3,500/ |
| b | AHL - Prime | Rs. 2,000/- |
All applicable fees & charges are subject to levy of GST and any other tax/ surcharge as applicable and payable in addition to the fees/ charges. All Charges stated above are subject to change at the discretion of CGHFL.
The above charges are applicable w.e.f. 16th Aug 2021.
| Sr. No. | Details of the Fees charged | Fees / Charges Applicable exclusive of GST |
|---|---|---|
| a | Processing Fees | Rs. 2,000/- |
| b | CERSAI charge creation | Rs. 50/- for loans < Rs. 5 lacs and Rs. 100/- for loans > Rs. 5 lacs |
| c | Document Handling and Administrative Charges | 1.00% - 2.00% |
| d | Legal Opinion Charges per collateral | Rs. 2,500/- |
| e | Legal Handling Charges (only in Balance Transfer / Resale loans) | Rs. 1,500/- |
| f | Valuation Charges | Rs. 2,000/- |
| g | Subsequent Valuation Charges (only in construction cases) | Rs. 500/- |
| h | Document Verification Charges (FCU) | Rs. 750/- |
| i | Income Estimation Charges (LIP) | Rs. 1,750/- (where applicable) |
| j | ROC Lien updation Charges | Rs. 2,500/- (where applicable) |
All applicable fees & charges are subject to levy of GST and any other tax/ surcharge as applicable and payable in addition to the fees/ charges. All Charges stated above are subject to change at the discretion of CGHFL.
The above charges are applicable w.e.f. 16th Aug 2021.
| Sr. No. | Details of the Fees charged | Fees / Charges Applicable exclusive of GST |
|---|---|---|
| a | Loan Cancellation Charges | Rs.5,000/- |
| b | Loan Rebooking Charges | Rs. 2,500/- |
| c | PDC/ ECS/ NACH Dishonour Charges | Rs. 500/- per instance (Home Loans) Rs. 750/- per instance (Home Equity) |
| d | Default / Late Payment Interest Rate | 36% p.a. of outstanding dues |
| e | Collection Charges (Applicable only in cases of collection executive visits) | Rs. 350 per visit |
| f | Repayment Swapping charges | Rs.500/- |
| g | Duplicate No dues certificate | Rs. 500/- |
| h | Foreclosure & Any other type of Statement Charges | Rs.500/- |
| i | List of Documents Retrieval Charges (LOD charges) | Rs.1100/- per instance |
| j | Copy of Property Papers Retrieval Charges | Rs.1000/- per instance |
| k | Document Retrieval Charges (Any Other not mentioned above) | Rs. 500/- per instance |
| l | Recovery (Legal / Possession & Incidental Charges) | On Actuals |
| m | ROI Conversion Charges / Switch Fees / Retention Fees | @Rs. 500/ for each Rs. 1.00 lac of loan amount irrespective of the % reduction in ROI. |
All applicable fees & charges are subject to levy of GST and any other tax/ surcharge as applicable and payable in addition to the fees/ charges. All Charges stated above are subject to change at the discretion of CGHFL.
The above charges are applicable w.e.f. 16th Aug 2021.
| Customer Type | Rates |
| Home Loan | Upto 16.75% |
| Home Equity | Upto 22.00% |
Disclaimer:
*Interest rates mentioned above are variable in nature & is linked with RR of the company which is decided from time to time. It is further dependent on risk profile of customer - professional qualification, stability in earnings and employment, past repayment track record with us or other lenders, external ratings of customers, credit reports, customer relationship, future business opportunities and type of collateral offered etc. The current RR (reference rate) of the company is 17.50% effective from April 01, 2023. All loans are from Capri Global Housing Finance Ltd. Credit at sole discretion of Capri Global Housing Finance Ltd. Terms and conditions apply.For detailed terms & conditions of loans under CGHFL, please refer attached MITC in the links below
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